You may not be able to get a co-borrower for your personal loan

 In Interview Coverage

Mike Cetera of Bankrate.com includes Joe Heider, president of Cirrus Wealth Management, in an article about the logistics and pros and cons of taking out a joint personal loan. When seeking a joint loan, it comes down to what the funds will be used for. With joint assets, “In most cases, I would recommend they take a loan out jointly,” he advises.

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