Joe Heider, president of Cirrus Wealth Management, is included in Jordi Lippe-McGraw’s Student Loan Hero article discussing how to strategically pay off student loans. “Make it a priority to pay off the higher-
cost debt first to limit the interest paid over time,” he says.
New tax plan won’t help small businesses after hurricane, wildfire, other disasters
December 20, 2017
Nicole Spector at NBC News includes Joe Heider, president of Cirrus Wealth Management, in an article
discussing the new tax bill’s impact on small businesses recovering from a natural disaster. “Businesses
will no longer be able to deduct moving expenses. While we don’t yet know the nuances and interpretations of this in the new tax bill, should a business owner or employee have to relocate after a
disaster, those costs probably won’t be deductible,” he says.
Joe Heider, president of Cirrus Wealth Management, is included in Rebecca Lake’s U.S. News & World
Report article discussing why individuals shouldn’t rely on a delayed retirement. One example is when the
market doesn’t match up with its timeline, “safeguards should always be established in the event of
unforeseen circumstances. Planning for the worst and hoping for the best still works,” he says.
Ryan Heider joins Cleveland RIA his father founded
November 27, 2017
Ryan Heider, financial advisor at Cirrus Wealth Management, is featured in the New Moves in the Biz section of RIA Biz announcing his addition to the firm. “After working in large organizations for nearly a decade, I’m thrilled to bring together my passions for planning, coaching, and investing in a small business setting,” he says.
Rebecca Lake of U.S. News & World Report includes Joe Heider, president of Cirrus Wealth
Management, in an article discussing pros and cons of the retirement bucket savings strategy. “You can tap lower-yield investments like bonds while leaving stocks alone. Consequently, you can stay invested in stocks long term and avoid the temptation of reacting to short-term gains or losses in those holdings,” he says.
Wayne Duggan of U.S. News & World Report includes Joe Heider, president of Cirrus Wealth Management, in an article about retirement investing, specifically where else to save once a 401(k) is maxed out. “Assuming they have a sufficient emergency fund set up, they should create a diversified portfolio for growth and income which will serve them well into their retirement years,” he says.
Despite Scrutiny From Congress, Tech Companies Get Mega Rewards from Investors
October 29, 2017
Joe Heider, president of Cirrus Wealth Management, is included in Martha C. White’s NBC News article about an outlook of technology companies amid investigations from congress. “Unless there’s some kind of real shock that comes out of these investigations and testimony before Congress, I don’t think the consumer is necessarily going to move away from them,” he says.
Netflix, Goldman Sachs on Docket as Third-Quarter Earnings Season Picks Up Speed
October 15, 2017
Keris Alison Lahiff of TheStreet.com includes Joe Heider, president of Cirrus Wealth Management, in an article discussing third-quarter earnings season. “I think we’ll see a continued positive earnings season which will support the market continuing its bull run. Despite all the noise of Washington, the economy itself and the private sector have done very well,” he says.
New annuities sparked by fiduciary rule 'disruption'
October 10, 2017
Joe Heider, president of Cirrus Wealth Management, is included in Tobias Salinger’s Financial Planning article discussing the emergence of new annuity products in an effort to reverse the decline in sales since the fiduciary rule took effect. “Variable sales will rebound as interest rates increase, particularly in low-cost products with tax deferral and buggers against downside,” he says.
Joe Heider, president of Cirrus Wealth Management, is included in reporter Keith Loria’s Medical Economics article discussing whether more physicians are delaying retirement. “Just like other professions, the burnout happens over time due to stress and work hours, as well as increasing government intrusion into their practice. The physicians that do not want to retire have found a way to focus on what they love to do, which is working and treating patients,” Heider says.
What does the Federal Reserve’s balance sheet announcement mean for you? 3 key Fed meeting takeaways
September 20, 2017
Joe Heider, president of Cirrus Wealth Management, is included in James Dennin’s Mic.com article discussing the Fed’s announcement to shrink its balance sheet. “The market may react in a short term knee-jerk reaction, but I think ultimately it’ll be a slow glide path and one that will have very little impact over the market over any extended period,” he says.
Securities offered through Royal Alliance Associates, Inc., Member FINRA/SIPC. Insurance and investment advisory services offered through Cirrus Wealth Management, a Registered Investment Advisor which is not affiliated with Royal Alliance Associates, Inc. Royal Alliance Associates, Inc. does not provide tax or legal advice. All other listed entities are unaffiliated.
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