Joe Heider, president of Cirrus Wealth Management, contributes an article to The Hill discussing how consumers can prioritize saving for a home versus retirement in a rising interest rate environment. “The two choices are not mutually exclusive, and the answer lies within each individual’s preferences and lifestyles. While retirement savings set you up for a bright financial future, we still live in the present,” Heider explains.
Kira Brecht of U.S. News & World Report includes Joe Heider, president of Cirrus Wealth Management, in an article about the impact of a Fed rate hike at the March meeting. "I think it will have very little impact on investors. I believe both the equity and fixed income markets have factored in a rate hike in March. As long as its 25 basis points, it will have minimal impact on the market,” Heider concludes.
Martha White of NBC News includes Joe Heider, president of Cirrus Wealth Management, in an article about the rising stock market. “It’s not just the ‘Trump rally’ – over the last 12 months, markets are up 20 percent-plus. Because of what's happened with stocks and relatively low performance on bonds, we're rebalancing back to where they were, taking 3 to 5 percent of the gain, in essence, off the table and reallocating it back to more conservative investments,” he says
Joe Heider, president of Cirrus Wealth Management, contributes a byline to The Hill discussing investing in the financial markets under the Trump administration. “Some areas of the market are poised for outperformance or underperformance, depending on which side of Trump’s policies they fall,” explains Heider. “It’s always prudent to review your financial plan and investment strategy on a recurring basis.”
Another Way Millennials Are Ruining Their Parents’ Retirement
February 10, 2017
Joe Heider, president of Cirrus Wealth Management, is included in Elizabeth O’Brien’s Money magazine article discussing how parents can jeopardize their retirement security by helping adult children financially. Heider discusses the danger of financially assisting children, well into their adulthood.
Most advisers think the industry will continue down a...
February 3, 2017
Joe Heider, president of Cirrus Wealth Management, is quoted in John Waggoner’s InvestmentNews article discussing reactions to the delay of the fiduciary rule. "I believe that it will give the industry time to catch their breath. But that no matter what, the industry has moved toward the DOL fiduciary model as best practices,” he says
Nancy Mann Jackson of DailyWorth includes Joe Heider, president of Cirrus Wealth Management, in an article about how Trump’s tax policies will impact small business owners. “Small businesses should stay on top of any changes once they take place. Until the new tax law actually is passed with details, I believe it’s unwise to assume all campaign statements will come true,” he advises.
Martha White of Money magazine includes Joe Heider, president of Cirrus Wealth Management, in an article about why one should consider working with a financial advisor. “Our natural tendencies as humans are to react to the most immediate past experience. In other words, we panic and throw the old buy low, sell high axiom out the window. If left to our own devices, we tend to do the opposite. An advisor who’s used to navigating the market’s ups and downs can prevent clients from ‘doing the wrong thing at the wrong time,’” he says.
Some advice for borrowers and investors: Take a deep...
December 15, 2016
Alex Veiga of the Associated Press includes Joe Heider, president of Cirrus Wealth Management, in an article discussing the consumer impact of the Fed interest rate hike. "We're going to have to go through a series of rate hikes before savings accounts and short-term CDs are attractive again," he says.
5 Biggest Mistakes Couples Make in Retirement Planning
December 4, 2016
Joe Heider, president of Cirrus Wealth Management, is included in Rodney Brook’s TheStreet.com article about mistakes couples make when planning for retirement. "You have more time to spend money and you have those deferred dreams that you always thought about doing in retirement. People need to be realistic about their spending in retirement and budget properly,” he advises.
Lee Barney of PlanAdviser includes Joe Heider, president of Cirrus Wealth Management, in an article about retirement planning for professional services firms. “Many CPA and law offices impose mandatory retirement as early as age 60, which makes it all the more imperative for these professionals to plan for their retirement well ahead of time,” he says.
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