This financial adviser’s client shoved him against a wall when he brought up his gambling
June 28, 2017
Joe Heider, president of Cirrus Wealth Management, is featured in a MarketWatch.com article by reporter Morey Stettner detailing a challenge he faced with a difficult client. Heider noticed unusually large withdrawals from his clients account. In an attempt to save his client from bankruptcy, he confronted the client, which led the client to become physical. “The takeaway is to become more assertive earlier when I see signs of trouble,” Heider says.
Joe Heider, president of Cirrus Wealth Management, is featured in Alex Coppola’s Wall Street Journal article detailing his experience as a financial advisor and working with small businesses. “Advisors should feel empowered, not threatened, by the experience of those around them and utilize it to best serve the needs of their clients,” he says.
Joe Heider, president of Cirrus Wealth Management, is included in Debbie Carlson’s U.S. News & World Report article discussing the positive performance among emerging markets. Heider compares emerging markets to U.S. market when saying, “They’re a great value versus U.S. equities at this point.”
4 Things You Need to Know About Moving After You Retire
May 17, 2017
Elizabeth O’Brien of Money magazine includes Joe Heider, president of Cirrus Wealth Management, in an article about considerations before moving in retirement. “People often underestimate the full costs of owning a second home, which might include a big insurance bill for properties in a hurricane zone,” he says.
Joe Heider, president of Cirrus Wealth Management, is included in an article by Kiplinger reporter Rachel Sheedy discussing tips for taking an RMD for individuals that hold an annuity in a traditional IRA. “Your insurer may provide an RMD estimate based on the annuity’s value, but keep in mind that it will only cover the annuity,” Heider says.
With rates about to rise, do you save for a home or save for retirement?
March 15, 2017
Joe Heider, president of Cirrus Wealth Management, contributes an article to The Hill discussing how consumers can prioritize saving for a home versus retirement in a rising interest rate environment. “The two choices are not mutually exclusive, and the answer lies within each individual’s preferences and lifestyles. While retirement savings set you up for a bright financial future, we still live in the present,” Heider explains.
Kira Brecht of U.S. News & World Report includes Joe Heider, president of Cirrus Wealth Management, in an article about the impact of a Fed rate hike at the March meeting. "I think it will have very little impact on investors. I believe both the equity and fixed income markets have factored in a rate hike in March. As long as its 25 basis points, it will have minimal impact on the market,” Heider concludes.
DOL Delays Fiduciary Rule Applicability Dates - What's the Impact on Money Managers, Investors?
March 6, 2017
Joe Heider, president of Cirrus Wealth Management, is included in TheStreet.com article by Brian O’Connell discussing the Department of Labor’s decision to delay its proposed fiduciary rule on the financial industry. "No matter what happens with the rule at this stage, even if it were to be eliminated, the best practices of transparency and lower fees and commissions are going to be the way forward," Heider says.
Stocks Are Riding High … But Is It Time to Pull Back on Your Investments?
March 2, 2017
Martha White of NBC News includes Joe Heider, president of Cirrus Wealth Management, in an article about the rising stock market. “It’s not just the ‘Trump rally’ – over the last 12 months, markets are up 20 percent-plus. Because of what's happened with stocks and relatively low performance on bonds, we're rebalancing back to where they were, taking 3 to 5 percent of the gain, in essence, off the table and reallocating it back to more conservative investments,” he says
Joe Heider, president of Cirrus Wealth Management, contributes a byline to The Hill discussing investing in the financial markets under the Trump administration. “Some areas of the market are poised for outperformance or underperformance, depending on which side of Trump’s policies they fall,” explains Heider. “It’s always prudent to review your financial plan and investment strategy on a recurring basis.”
Another Way Millennials Are Ruining Their Parents’ Retirement
February 10, 2017
Joe Heider, president of Cirrus Wealth Management, is included in Elizabeth O’Brien’s Money magazine article discussing how parents can jeopardize their retirement security by helping adult children financially. Heider discusses the danger of financially assisting children, well into their adulthood.
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