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Joseph Heider

Contact Information
Phone: (216) 503-9310
Fax: (216) 503-9258
Email: jheider@cirruswealth.com

Joseph P. Heider, JD, ChFC® , CLU®

Joe is the Founder, President and Financial Advisor for Cirrus Wealth Management based in the firm’s Cleveland, Ohio office.

Areas of Service

• Wealth Management
• Financial Planning
• Estate Planning
• Business and Succession Planning

Experience

Prior to Cirrus Wealth Management, Joe was a Managing Partner with Rehmann Financial and President and co-founder of Dawson Wealth Management in Cleveland, Ohio. With over 30 years of success working in retirement, estate, tax and business planning, Joe has focused on the financial concerns of successful privately-held business owners and medical professionals. Joe makes regular appearances on FOX Business News and CNBC’s nationally televised financial segments, including Closing Bell, Power Lunch, and Squawk on the Street. He has been quoted in a variety of publications including Cleveland Plain Dealer, Smart Business, Houston Chronicle, Denver Post, Forbes, Inside Business, US News and World Report and MSN Money.

Education

Joe completed his undergraduate education at Denison University in Ohio and holds a law degree from Duquesne University in Pittsburgh, Pennsylvania. He has been admitted to the Ohio Bar and is a Registered Securities Principal. Joe holds securities registrations Series 7 and Series 24 and has earned the designation of Chartered Life Underwriter (CLU®) and Chartered Financial Consultant (ChFC®).

Professional and Community Involvement

• American Bar Association
• International Association of Financial Planning
• Recovery Resources, past Board Member
• Kent State University School of Business, former Adjunct Professor
• Cystic Fibrosis Foundation, Chef’s Fantasy for Cystic Fibrosis Chair
• Cystic Fibrosis National Leadership Council, 2008 and 2009

Mark Bonhard

Contact Information
Phone: (216) 503-9310
Fax: (216) 503-9258
Email: mbonhard@cirruswealth.com

Mark K. Bonhard, CLU® , CFP® ,ChFC® ,CASL® ,RICP®

Mark is a Financial Advisor with Cirrus Wealth Management and is based in the firm’s Cleveland, Ohio office.

Areas of Service

• Financial Planning
• Estate Planning
• Investments
• Life Insurance
• College Legacy Planning

Experience

Prior to joining Cirrus Wealth Management, Mark was a financial professional with Rehmann and Dawson Wealth Management in Cleveland, Ohio. He has advised clients on how to preserve and manage wealth since 1991 and has helped hundreds of business owners, professionals and organizations through his broad knowledge of strategic and financial planning, investments, taxation, and risk management.

As a former owner of a Cleveland-based business, Mark understands the challenges that confront today’s business owners and the competitive advantage that a skilled financial professional can bring to their team. His client base comprises business owners, legal and medical professionals, and corporate executives. Mark has taught financial principles to many individuals over the years through educational seminars on a variety of topics including college funding, personal financial planning and legacy planning for colleges and universities. Mark has been frequently quoted by Reuters and Investment News and has been quoted in the Wall Street Journal.

Education

Mark is a graduate of the Wharton School of the University of Pennsylvania, with a Bachelor of Science in Economics. He has successfully completed the requirements to become a Chartered Life Underwriter (CLU®), a Certified Financial Planner™ (CFP®) certificate, a Chartered Advisor for Senior Living (CASL®) and a Chartered Financial Consultant (ChFC®). Mark holds securities registrations Series 6, 7, 63, and 66 and is licensed for life and health insurance in the state of Ohio.

Professional and Community Involvement

• Woodruff Foundation, Trustee
• Geauga YMCA, Board Member and past President
• Cystic Fibrosis Foundation, Chef’s Fantasy Committee

Laura Sternheimer

Contact Information
Phone: (216) 503-9310
Fax: (216) 503-9258
Email: lsternheimer@cirruswealth.com

Laura Sternheimer, MBA, CFP®

Laura is a Senior Client Relationship Manager – Wealth with Cirrus Wealth Management and is based in the firm’s Cleveland, Ohio office.

Areas of Service

• Personal Financial Planning
• Wealth Management
• Estate Planning
• Retirement Analysis
• Senior Client Relationship Management

Experience

Prior to joining Cirrus Wealth Management, Laura served as a Senior Client Relationship Manager-Wealth for Rehmann and Vice President, Financial Planning for Dawson Wealth Management in Cleveland, Ohio. She has held positions in the financial services industry with McDonald & Company, Midwest Annuity and Investment Company, and Skylight Financial Group. Laura began with Dawson Wealth Management in 2006 as a Senior Relationship Manager with the company’s top clients. She has been published in CPA Wealth Provider.

Education

Laura is a Cleveland native and graduated with honors from Ohio University in Athens, Ohio, with dual majors in Finance and Quantitative Business Analysis. Laura went on to earn a Master of Business Administration (MBA) from Cleveland State University in 2000 and became a CERTIFIED FINANCIAL PLANNER™ (CFP®) certificant in the spring of 2005. She holds securities registrations Series 7, Series 63 and Series 24. She also holds state of Ohio life, variable annuity, annuity and health insurance licenses.

Professional and Community Involvement

• Alpha Kappa Psi (Professional Business Fraternity), Ohio University Greater Cleveland Alumni Chapter
• Extraordinary Service Award Winner from the Ohio University College of Business
• Western Reserve Rowing Association
• Jewish Big Brother Big Sister Association, Board member and Executive Board Secretary

Jill Franks

Contact Information
Phone: (216) 503-9310
Fax: (216) 503-9258
Email: jfranks@cirruswealth.com

Jill A. Franks, CPA, CGMA, CRPC®

Jill is the Chief Financial Officer for Cirrus Wealth Management, and she is based in the Cleveland office. Jill Franks is not registered with Royal Alliance Associates, Inc.

Areas of Service

• Invidivual and Small Business Tax Planning
• Controllership Services
• Social Security Planning

Experience

Jill came to us with nearly 30 years in public accounting, during which time she successfully managed the Muskegon, Michigan, office of a large regional accounting firm. During her public accounting career, Jill focused on working with privately-held businesses and business owners. She is skilled in assisting closely held businesses and their owners achieve financial success through proactive tax planning and consulting services.

Education

Jill holds a Bachelor of Arts in accounting from Michigan State University and is licensed in both Michigan and Ohio as a Certified Public Accountant. Jill is a Chartered Global Management Accountant (CGMA) and a Chartered Retirement Planning Counselor (CRPC®).

Professional and Community Involvement

• American Institute of Certified Public Accountants
• Michigan Association of Certified Public Accountants
• Ohio Society of Certified Public Accountants

Barbara King

Contact Information
Phone: (216) 503-9310
Fax: (216) 503-9258
Email: bking@cirruswealth.com

Barbara King

Barbara is a Client Relationship Manager with Cirrus Wealth Management and is the Executive Assistant to Joe Heider, President of the firm’s Cleveland, Ohio office. Barbara is not registered with Royal Alliance Associates, Inc.

Areas of Service

• Executive Assistant
• Client Relationship Management

Experience

Prior to joining Cirrus Wealth Management, Barbara brings more than 7 years of professional experience to the wealth management industry. She was the Executive Assistant to Joe Heider at Dawson Wealth Management and held her Ohio Annuity and Health Insurance License. Barbara’s strong customer service and relationship building ability has helped in allowing our clients realize their financial goals. Barbara also received her certification as an Registered Yoga Alliance Instructor. She owned her own yoga business and instructed for Corporate Companies in the Greater Cleveland Area and continues to teach in her spare time.

Education

Barbara received her BA degree in Communications from Kent State University. She also received her Yoga Alliance Certification from Awaken Yoga School in Mentor, Ohio.

Personal

Barbara enjoys teaching yoga, spending time with her family, being active and meeting new people.

Laura Hout

Contact Information
Phone: (216) 503-9310
Fax: (216) 503-9258
Email: lhout@cirruswealth.com

Laura Hout

Laura is a Client Relationship Manager with Cirrus Wealth Management and is based in the firm’s Cleveland, Ohio office. Laura is not registered with Royal Alliance Associates, Inc.

Areas of Service

• Client Relationship Management

Experience

Prior to joining Cirrus Wealth Management, Laura served as a Client Relationship Manager-Wealth for Rehmann and for Dawson Wealth Management in Cleveland, Ohio. She brings more than 15 years of professional experience to the wealth management industry. Laura’s strong customer service and relationship building have helped in allowing our clients realize their financial goals.

Education

Laura holds an associate degree in business administration. She also holds state of Ohio life and health insurance licenses and is working towards the Series 6 Securities License. Laura is also an Ohio Notary Public.

Personal

Laura enjoys spending time with her family and attending her son’s sporting events. She also enjoys spending time working on remodeling projects around her house.

BradSvenson

Contact Information
Phone: (216) 503-9310
Cell: (440) 320-3093
Fax: (216) 503-9258
Email: bsvenson@royalaa.com

Brad Svenson

Brad is an Independent Financial Advisor with Cirrus Wealth Management and is based in the firm’s Cleveland, Ohio office.

Experience

Prior to joining Cirrus Wealth Management, Brad was a financial professional with Rehmann and Dawson Wealth Management in Cleveland, Ohio. He has advised clients on how to preserve and manage wealth since 1984. With over his 30 years in the Investment industry, Brad has developed a specialized niche’ market with small business owners and professional educators to address their financial and retirement planning needs.

Education

Brad attended Cleveland State University (OH) and holds a Series 6 securities registrations and is licensed for life and health insurance in the state of Ohio.

Personal

Member of the North East Ohio CYO Coaches Association : Youth Basketball

ryan_heider

Contact Information
Phone: (216) 503-9310
Fax: (216) 503-9258
Email: rheider@cirruswealth.com

Ryan Heider

Ryan, MBA, is a Financial Advisor with Cirrus Wealth Management and is based in the firm’s Cleveland, Ohio office.

Areas of Service

• Wealth Management
• Financial Planning
• Estate Planning
• Business & Succession Planning

Experience

Prior to Cirrus Wealth Management, Ryan was a Consultant at The Boston Consulting Group in Houston, Texas, where he advised Fortune 500 clients on business strategy in the energy, manufacturing and healthcare sectors. Prior to that, he spent six years in the oil and gas industry with ExxonMobil working in engineering, project management and business development. At Cirrus, Ryan focuses on supporting existing clients while working to grow the business and reach a younger client base.

Education

Ryan completed his undergraduate education at Virginia Tech, Magna Cum Laude, and received an MBA from the Jones Graduate School of Management at Rice University where he was recognized as a Jones Scholar. Ryan holds a Series 7 designation.

Professional and Community Involvement

Ryan is a past member of The Journey of Hope; a 3,000 mile cycling ride raising funds and awareness for individuals with disabilities. During his downtime he enjoys hiking, skiing, and spending time with his wife and young daughter.

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