Most of your loans are based on the 10-year Treasury rate — which just hit its highest point in four years

Joe Heider, president of Cirrus Wealth Management, is included in Martha White’s NBC News article discussing the consumer impact of rising interest rates. “If you have a disciplined approach to your investing, you should stay the course and not panic. However, if your equity exposure has risen dramatically, this is a good time to look at potentially taking some profits off the table since nobody knows how the markets will react,” he says.